NMLS #2152470
© 2026 RL Capital Funding · Equal Housing Lender
DSCR loans, fix & flip financing, and portfolio strategy, built alongside some of the biggest names in real estate investing. Our team structures around long-term growth, not short-term transactions.
Trusted by BP investors & 300+ more
$100M+
FUNDED
5.0
GOOGLE RATING
300+
DEALS CLOSED
Nationwide
COVERAGE
The Investor's Dilemma
These are the conversations investors have with us every single week.
Slow Lenders Kill Deals
"I found the perfect deal but my lender can't close fast enough and I'm about to lose it."
W-2 Lending Is Broken
"I'm self-employed and banks keep asking for tax returns that don't reflect what I actually earn."
Call Center Runaround
"Every time I call my lender, I get a different person who doesn't know my file."
Conventional Caps Out
"I want to scale past 4 properties but conventional lending won't let me."
That ends today.
Book a Strategy CallOur Loan Products
Every investor's situation is different. Our team structures each loan around the deal, not the borrower's day job.
Qualify on Rental Income. Not Your W-2.
Scale your portfolio based on the property's income. No tax returns. No conventional headaches.
Fast Capital. Faster Closings.
Close in days, not months. Competitive rates, flexible terms, zero bank-timeline headaches.
Strategic When It Makes Sense.
Sometimes conventional is the right play. Our team structures the best fit for your deal, not the other way around.
How It Works
No 60-day timelines. No call center runaround. Three steps from first call to keys in hand.
No application. No pressure. Just your deal, your goals, and how we fund it.
Options tailored to your strategy. No one-size-fits-all. No surprises at closing.
Fast closings. Reliable funding. Then we do the same for your next deal. And the next one.
Direct Access
Investors with serious capital needs deserve better than hold music and callback systems. You get a direct line to our team, every time.
Direct Access
When you call, you reach our team. Not an account manager. Not a callback system. Real people who know your file.
Strategy First
We start with your game plan, not a rate sheet. Your deal structure shapes the financing, not the other way around.
Portfolio Mindset
We want to fund your next 10 deals, not just this one. We grow together, our success is tied to yours.
Built Inside the Industry
Trained alongside BiggerPockets legends and commercial lenders. We speak your language because we live it.
Purchase · Chicago, IL
Refinance · Lincoln, NH
Purchase · McGaheysville, VA
Purchase · San Francisco, CA
Purchase · N Topsail Beach, NC
Purchase · Lincoln, NH
Purchase · Orlando, FL
Refinance · Jacksonville, FL
Refinance · Lincoln, NH
Purchase · Lawton, OK
Refinance · Candler, NC
Purchase · Albuquerque, NM
Refinance · Arden Hills, MN
Refinance · Lake Worth, FL
Purchase · Jacksonville, FL
Refinance · New Port Richey, FL
Refinance · Waxahachie, TX
Purchase · Clayton, NC
Purchase · Ocala, FL
Purchase · Torrington, CT
Purchase · Pensacola, FL
Refinance · Mustang, OK
Refinance · Fayetteville, NC
Refinance · Birmingham, AL
Refinance · Fayetteville, NC
Refinance · Fayetteville, NC
Refinance · Walnut Cove, NC
Refinance · Chicago, IL
Refinance · Cleveland, OH
Pensacola, FL
Purchase · Chicago, IL
Refinance · Lincoln, NH
Purchase · McGaheysville, VA
Purchase · San Francisco, CA
Purchase · N Topsail Beach, NC
Purchase · Lincoln, NH
Purchase · Orlando, FL
Refinance · Jacksonville, FL
Refinance · Lincoln, NH
Purchase · Lawton, OK
Refinance · Candler, NC
Purchase · Albuquerque, NM
Refinance · Arden Hills, MN
Refinance · Lake Worth, FL
Purchase · Jacksonville, FL
Refinance · New Port Richey, FL
Refinance · Waxahachie, TX
Purchase · Clayton, NC
Purchase · Ocala, FL
Purchase · Torrington, CT
Purchase · Pensacola, FL
Refinance · Mustang, OK
Refinance · Fayetteville, NC
Refinance · Birmingham, AL
Refinance · Fayetteville, NC
Refinance · Fayetteville, NC
Refinance · Walnut Cove, NC
Refinance · Chicago, IL
Refinance · Cleveland, OH
Pensacola, FL
$100M+
FUNDED
300+
DEALS
27+
STATES
Real Deal Breakdown
He was right. One phone call later, we restructured the deal and saved him $30,000.
His Lender's Offer
Same Property
Total Savings
$30,000
Closed on time. Saved between the lower down payment and eliminated costs. One phone call made the difference.
Client Reviews
Verified Google Reviews
"Randall is truly a magician with loans. He's dedicated to finding the best product for your needs, delivers an exceptional experience from start to finish, and gets everything closed quickly and smoothly."
Megan A.
Investment Property Buyer
"Randall assisted us in buying our first rental property. He made it such a smooth and easy process, always being available for our questions. We closed in record time over the holidays."
Marcos T.
Investment Property Buyer
"Randall is a phenomenal loan officer. Just completed our second loan with him and couldn't be happier. From timely communication with us and title, everything was simple and efficient."
Orlando O.
Repeat Client
Common Questions
Quick answers to the most common things we hear on the first call.
Still have questions? The best way to get answers is a 15-minute call.
Book a Strategy CallBook a free 15-minute strategy call. No application. No obligation. Just a real conversation about your deal and the best way to structure it.