● Fix & Flip Financing — Fast Capital for Investors

Fix & Flip Loans — Fast Capital to Close Your Next Deal.

Speed wins deals. Get the bridge financing you need to acquire, renovate, and profit — without the lender runaround that kills timelines and margins.

You found the deal. The numbers work. The seller is motivated. Now the only question is whether your lender can keep up. I'm Randall LeBlanc , and I've funded fix-and-flip deals for investors who don't have time to wait. Purchase plus rehab financing. Draw schedules that actually make sense. A lender who's structured hundreds of these deals and knows exactly what underwriters need to see. Whether it's your first flip or your fiftieth — you need capital that moves as fast as you do. That's what I do.

Slow Lenders Kill Good Deals.

You've seen it happen. You find a property below market value. You run the numbers — ARV is solid, rehab budget is tight, margins are there. You submit an offer. And then your lender takes 30 days to do what should take a week.


The seller moves on. The deal dies. And you're back on the MLS wondering what could have been.


That's not how I operate. I've built my fix-and-flip lending around one principle: your deal has a shelf life, and every day your lender wastes is a day closer to losing it.

Whether It's Your First Flip or Your Fiftieth.

Fix and flip financing for investors at every stage of the game.

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First-Time Flipper

You need a lender who understands rehab budgets and can walk you through the process — not one who treats you like a risk.

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Experienced Flipper Scaling Up

You're running multiple projects simultaneously and need a lender who can keep pace without bottlenecking your pipeline.

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Transitioning from Buy-and-Hold

You've been building a rental portfolio and now you want to try flipping — you need a lender who speaks both languages.

Time-Sensitive Deal on the Table

You've got a motivated seller and a tight timeline. You need bridge financing that moves as fast as the opportunity demands.

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Deal-First Underwriting

You want a lender who evaluates the deal — the property, the ARV, the plan — not just your credit score and W-2.

Built for Investors Who Move Fast.

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Purchase + Rehab Financing

Fund the acquisition and the renovation in one loan. No juggling multiple sources of capital or scrambling to cover rehab costs out of pocket.

Fast Closings

Your deal has a shelf life. I structure fix-and-flip loans to close quickly so you don't lose the deal to a lender who can't keep up with your timeline.

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Draw Schedules That Make Sense

Rehab funds disbursed in phases as work is completed. I've structured hundreds of draw schedules and know how to keep your renovation cash-flow positive.

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Experience-Based Underwriting

Qualification focuses on the deal: the property, the ARV, the rehab budget, and your exit strategy. Your investment thesis matters more than your tax returns.

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Nationwide Coverage

I fund fix-and-flip deals across the country. Whether your property is in Birmingham, Indianapolis, Tampa, or anywhere else — I've likely closed in that market.

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Repeat Flipper Support

Running multiple projects? I work with repeat flippers to streamline the process deal after deal. Build a lending relationship that scales with your business.

All loans subject to credit approval. This is not a commitment to lend. Terms, conditions, and rates are subject to change without notice. RL Capital Funding | NMLS #2152470 | Equal Housing Lender. Mortgage loans originated through Cornerstone First Mortgage.

From Deal to Draw Schedule. Three Steps.

No month-long timelines. No lender runaround. A clear process from first conversation to funded renovation.

01

Walk Me Through the Deal

We start with a strategy call — not an application. Show me the property, the purchase price, the ARV, the rehab scope, and your exit plan. I've evaluated hundreds of fix-and-flip deals and I'll tell you whether the numbers work and what structure fits.

02

Underwriting + Approval

I match the right fix-and-flip product to your deal — purchase price, rehab budget, draw schedule, and timeline. You get clarity on your loan structure before any paperwork slows you down. Fast underwriting because your deal can't wait.

03

Close + Draw + Execute

We close the deal, lock in your draw schedule, and you start renovating. Draws are released as work is completed — no surprises, no cash flow gaps. Direct communication at every stage. You talk to me, not a processor.

Flips We've Funded.

Every deal below was funded with fix-and-flip financing — fast closings, smart draw schedules, and a lender who understands the timeline.

Fix & Flip

Single-Family — Birmingham, AL

Investor acquired a distressed single-family home well below market value. Purchase plus rehab financing covered the acquisition and full renovation. Property was listed and sold within 90 days of closing for a strong return on investment.

Purchase + Rehab Fast Close 90-Day Flip
Duplex Conversion

Duplex Conversion — Indianapolis, IN

Experienced flipper converted a dated single-family into a cash-flowing duplex. Draw schedule structured around the conversion timeline with phased releases as units were completed. Sold to a buy-and-hold investor at full ARV.

Conversion Draw Schedule Full ARV Sale
Cosmetic Flip

Cosmetic Flip — Tampa, FL

First-time flipper found a cosmetic-only deal in a hot market. Light rehab — paint, flooring, kitchen and bath updates. Funded with purchase plus rehab, closed fast, and flipped within 60 days for a clean profit.

First-Time Flipper Cosmetic Rehab 60-Day Turnaround
★★★★★ 5.0 Stars | 20 Reviews on Google
★★★★★

"Randall is the best in the business. He made the entire process smooth and stress-free. Closed on time and kept me updated every step of the way. Highly recommend."

— Marc N., Google Review

★★★★★

"Randall got my deal done when other lenders couldn't. Fast, professional, and he actually understands what investors need. Will be using him for every deal going forward."

— Marcos T., Google Review

Fix & Flip Questions Investors Ask Before They Call.

How fast can I get funded for a fix and flip deal?
Timelines depend on the deal, but fix-and-flip loans are designed for speed. Many deals close significantly faster than conventional financing. On our strategy call, I'll give you a realistic timeline based on your specific deal, the property condition, and the scope of the renovation.
What do I need to qualify for a fix and flip loan?
Qualification focuses on the deal itself: the property, the after-repair value (ARV), the rehab budget, and your exit strategy. Your experience level matters but isn't always a dealbreaker. Credit score, available capital for down payment, and a solid plan are the key factors. We'll walk through exactly what's needed on your strategy call.
How does the rehab draw process work?
Rehab funds are disbursed through a draw schedule as work is completed. You complete a phase of the renovation, submit documentation of the completed work, an inspection is done, and funds are released for that phase. I structure draw schedules that match your renovation timeline so you're never waiting on capital to keep the project moving.
Can first-time flippers qualify?
Yes. While experienced flippers may get better terms and higher leverage, there are programs specifically designed for first-time fix-and-flip investors. The key is having a solid deal with clear numbers — a realistic purchase price, a credible ARV, and a well-researched rehab budget. I'll help you put together a package that works.
What exit strategies work for fix and flip loans?
The most common exit is selling the renovated property at or above ARV. Some investors refinance into a long-term DSCR loan if the numbers support holding the property as a rental — this is the classic BRRRR approach. On our call, I'll help you evaluate which exit strategy makes the most sense for your deal and your overall portfolio goals.
How are draw schedules structured?
Draw schedules are tailored to the scope of the renovation. They're typically broken into phases — demolition, rough-in, finishes, and final. Each phase has a defined budget and inspection trigger. I've structured hundreds of these and know how to build a draw schedule that keeps your project moving without cash flow gaps or unnecessary delays.
Can I run multiple fix and flip loans at the same time?
Absolutely. Many experienced flippers run multiple projects simultaneously, and the right lender should be able to support that pace. We structure each deal individually and can help you manage multiple active loans across different properties and markets. If you're scaling your flipping business, I'm built to keep up.

All loans subject to credit approval. This is not a commitment to lend. Terms, conditions, and rates are subject to change without notice. RL Capital Funding | NMLS #2152470 | Equal Housing Lender. Mortgage loans originated through Cornerstone First Mortgage.

Your Next Flip Won't Wait.
Neither Should Your Lender.

Book a free fix & flip strategy call. No application. No obligation. Walk me through the deal and I'll tell you exactly how to structure it.

NMLS #2152470
🏠 Equal Housing Lender
5.0 Google Rating
💰 $100M+ Funded
📈 300+ Deals Closed
Book Your Strategy Call →